How Much Do Homes Really Cost in Wylie, Right Now? A Straightforward Market Update With 7 Numbers That Matter

What are homes currently costing in Wylie, TX?

If you have been asking, “What are homes selling for in Wylie right now?” you are not alone. People are watching prices closely because rates and inventory have made the market feel slower, even when prices do not drop dramatically.

Here are the most useful numbers to know today, pulled from major housing data sources and then translated into real-world meaning for Wylie buyers and sellers.

7 numbers that tell the real story in Wylie

1. Median sale price in Wylie: about $424,000

Redfin’s most recent snapshot shows a median sale price of around $424K in Wylie. That figure was up about 1% year over year. This is a “middle of the pack” number. It is not a guaranteed price for your home. It is a helpful baseline.

2. Typical time to sell: about 80 days

Wylie is not moving at lightning speed across the board. Redfin shows homes selling in roughly 80 days on average. That usually means buyers have more breathing room. It can also mean sellers need sharper pricing and stronger presentation.

3. Median home price from another lens: about $465,000

Realtor.com’s Wylie market page shows a median home price of around $465,000 for the October 2025 reporting period. Different platforms use different methods and time windows. When multiple sources cluster in the low-to-mid $400s, that is your signal that the market is hovering in that band.

4. Average home value estimate: about $421,629

Zillow’s Home Value Index for Wylie shows an average value of around $421,629, with a reported down 5.2% over the past year. This “value” is an estimate, not a sale price. It is most useful for spotting direction. It can also show what well-presented homes are actually getting in specific neighborhoods.

5. 75098 can price differently: about $475,000 median sale price

If you are in 75098, Realtor.com’s ZIP snapshot shows a median home sale price around $475,000 and roughly 501 homes listed for sale at the time of the snapshot. ZIP-level numbers can be more useful than “city-wide” when your buyer pool is filtering by schools and commute routes.

6. Collin County context: about $435,000 median price, longer days on market

Wylie sits in the broader Collin County market. Redfin shows Collin County at about $435K median in November 2025, with homes selling in about 73 days. When the county slows, Wylie usually feels it too.

7. Mortgage rates are a big part of the monthly payment

As of mid-January 2026, Freddie Mac reported the average 30-year fixed rate around 6.06%. Your rate will vary based on credit, down payment, and lender. Still, this number matters because it affects what buyers can comfortably pay each month.

What does this mean in real life? The price range most people are seeing

When you blend these sources into one practical takeaway, here is the honest answer most Wylie homeowners want.

Many “typical” homes in Wylie are landing in the low $400s.
Homes in 75098, newer builds, and upgraded properties can push higher.
Homes that sit are often overpriced, not “bad homes”.

If you want a sharper estimate, the fastest way is to compare homes in your subdivision that sold in the last 60 to 120 days, then adjust for upgrades, lot, and condition.

Hyper-local factors that change your number in Wylie

In Wylie, two houses with the same square footage can sell for very different prices. Here is why.

School zones and drive time. Many buyers are comparing routes toward Plano, Richardson, and the rest of DFW.
Neighborhood reputation. Buyers pay attention to “how it feels,” not just the stats.
Proximity to Lake Lavon and outdoor lifestyle preferences can influence demand.
HOA rules and fees. Some buyers love them. Others avoid them.
Property taxes. In North Texas, taxes can change what buyers qualify for more than people expect.

The taboo questions people ask privately. answered honestly

Is Wylie crashing, or is this just a slower market?

Based on the latest public snapshots, Wylie looks more like a slower market than a crash. Median sale price is roughly steady year over year in one major data set, while other measures show mild declines in estimated values. That mix is common when buyers get picky, and listings take longer. :contentReference[oaicite:7]{index=7}

Should buyers lowball right now?

You can negotiate more when days on market are higher, but “lowballing” is not a strategy by itself. The smarter move is to look for listings that are overpriced, have been sitting, or need cosmetic work. Then you negotiate with reasons, not vibes.

Are sellers still getting multiple offers?

Sometimes, yes. Usually, homes that are priced correctly and show extremely well. In a slower market, the best listings still get attention. The rest get ignored until there is a price correction.

Do new builds in the area change resale prices?

They can. Builders sometimes offer rate buydowns or incentives that make a new home’s monthly payment look better than a resale. That does not mean resales cannot compete. It means you need strong pricing and presentation, plus a clean repair profile.

What to do next. buyer and seller game plans

If you are buying in Wylie

Get clear on your payment range at today’s rates, not just the purchase price.
Watch “days on market” and price reductions. That is where leverage shows up.
Compare 2 or 3 neighborhoods you would actually live in. Then shop within those, not across the entire map.

If you are selling in Wylie

Price based on the most recent sold comps, not the highest active listing.
Assume buyers are comparing you to new builds and renovated resales.
Make the first impression count. Photos, cleanliness, and repair signals matter more in a slower market.